by Mai Nguyen
Employment is steady, hourly wages are up, and gas is ridiculously cheap. That extra money is likely to boost spending, says Anthony Chan, chief economist at Chase. And while it's good to feel financially confident, it's also good to keep your spending and saving in check.
If you're looking to boost your savings, be aware of what experts call your "spending triggers." They include shopping when you're stressed or sad, or being around spendthrift friends. Even the supermarket is designed to get you to spend more than you need to. "Don't trust your instinct," says financial psychologist Brad Klontz. "If you suddenly get an impulse to buy, ask yourself, 'Why am I feeling this?'"
Here are five rules to making smarter spending and saving decisions.